What are PIK Loans?
A simple breakdown of what PIK loans look like, why groups use them, and what to watch out for.
The Median is Not Your Market
Figure 1: Comparison of household income distributions in two census tracts with identical median AMI. Tract A shows a bimodal distribution reflecting job market hollowing. Tract B shows a dense middle-income cluster with low variance. Source: LaughlinRE LLC analysis.
The Full Burden of Workforce Housing
We are in a workforce housing recession. Workforce renters can no longer afford their apartments.
